Alternate Finance is a Christchurch loan company founded in 1983, where our customer service is focused on you! We help beneficiaries, we help with debt consolidation and give personal loans for just about anything with the aim of cash in your account in just 24 hours. We look beyond your credit rating and prefer to look at the security you have rather than your income (if your credit rating is not so flash, you can still borrow money). We make it easy by offering flexible repayments and terms to suit your situation. We give you lower interest rates to get you debt-free faster – our rates are very competitive loan rates compared to other lenders – we are a genuine alternative, making us one of the most reputable and trusted loan companies in Christchurch.

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