From humble beginnings in 1850, we’ve created a trusted nationwide service. In fact, we’re one of New Zealand’s fastest growing banks, with 40% of our new customers coming to us on recommendations they’ve received from friends.

Back in 1985 the government proposed to merge all of New Zealand’s twelve independent banks into one big one. They delivered an ultimatum – get in line or be doomed.

We decided we didn’t want to throw away 130 years of independence. We knew it wouldn’t be in the best interests of our customers.

The pressure to merge was intense – from the other banks, and the government.

We stood firm.

The merger went ahead without us. But within a few years it faltered and was sold off to a big Aussie bank.

So how did it work out for us? We went from strength to strength – with customers from Cape Reinga to Bluff, to all corners of the world.

We’re still making our own decisions. Still giving customers the kind of care and attention we’ve always been known for.

Putting customers first is as important to us today as it was nearly 28 years ago. It’s just a better way to bank.

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